Effectively managing your income and expenses is the biggest factor on your path to reaching your financial goals. Most wealth is built over time through the simple process of spending less than you make, and investing the difference. As a general rule, your focus should be on increasing your income and decreasing your expenses.

In his book, Mindless Eating, Why We Eat More Than We Think, author Brian Wasnikintroduces the concept of the Mindless Margin. The general premise of the Mindless Margin is we can’t tell the difference between whether we consumed 2,000 or 2,100 calories on a given day. One hundred calories? Big deal right? Well, an extra 100 calories a day over the course of a year can lead to gaining about 10 pounds.

Figure out your Financial Mindless Margin

Saving vs. Saving. One word, two different meanings.

The people we trust the most tend to be the people we are closest with. When seeking financial advice we want to work with someone we trust, but we might not be comfortable letting someone close see our entire financial picture. Find out how to deal with the paradox of trusted advice.

Life never goes according to plan. Eventually, we all get punched in the face. Find out what to do when you find yourself on the receiving end of one of life's punches.

We all love getting a good deal. However, not all deals are created equal. Learn to recognize the 3 different types of discounts, and you'll be better prepared to defend your wallet.

Every purchase you make can be categorized as either a one time purchase or a recurring purchase (subscription). Defend your wallet by learning to defend against the recurring poke.